Sunlit light-colored coastal homes and palms beside the turquoise Atlantic Ocean

Guides

Treasure Coast Home Guides

Plain-English guides to buying, selling and building a home in Vero Beach, Port St. Lucie and Fort Pierce, plus what to know before you move here.

Buying on the Treasure Coast6 Selling on the Treasure Coast1 New Construction5 Moving Here1

Featured guide

Florida property taxes & homestead portability

How the homestead exemption, the Save Our Homes cap and portability work, and why taxes reset when a home sells.

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Buying on the Treasure Coast

Buying a Home on the Treasure Coast, Step by Step

The five steps to buying a home in Vero Beach, Port St. Lucie or Fort Pierce, from the buyer agreement and pre-approval to inspections and closing.

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Buying on the Treasure Coast

Property Taxes, Homestead and Portability

How Florida property taxes work in Indian River and St. Lucie counties for resale and new homes: homestead exemption, the Save Our Homes cap, portability and the reset when a home sells.

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Buying on the Treasure Coast

HOA and CDD Fees on the Treasure Coast

What HOA and CDD fees cover in Treasure Coast neighborhoods, new and established, and what to check before you buy.

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Buying on the Treasure Coast

Flood Zones on the Treasure Coast: What Buyers Need to Know

Understanding FEMA flood zones, insurance requirements, and elevation certificates for any home in Indian River and St. Lucie counties.

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Buying on the Treasure Coast

Homeowners Insurance in Florida

How Florida homeowners insurance works for any home: what drives premiums, wind mitigation credits, the new construction advantage, and what to ask before closing.

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Buying on the Treasure Coast

55+ Active Adult Communities on the Treasure Coast

What to know about age-restricted (55+) communities: how they work, amenities, HOA rules and what to ask.

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Selling on the Treasure Coast

Selling Your Home, Step by Step

How a Treasure Coast home sale works: pricing from real sales, preparing and marketing the home, offers, and contract to closing.

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New Construction

New Construction vs Resale Homes on the Treasure Coast

Compare buying brand-new vs. resale on Florida's Treasure Coast, costs, warranties, customization, insurance, and long-term value.

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New Construction

The Treasure Coast New Construction Buying Process

Step-by-step guide to buying a new construction home in Florida, from builder selection and reservation to design center, financing, walk-throughs, and closing day.

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New Construction

Builder Contracts Explained: What Treasure Coast Buyers Should Know

Key clauses in Florida builder contracts, escalation, change orders, contingencies, warranty terms, and how to protect yourself as a buyer.

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New Construction

Hidden Costs of New Construction Homes in Florida

Costs many buyers overlook: lot premiums, design upgrades, landscaping, window treatments, impact fees, CDDs, and closing surprises on Treasure Coast new builds.

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New Construction

Timeline to Build a Home on the Treasure Coast

How long does it take to build a new home in Indian River or St. Lucie County? Typical timelines, common delays, and what to expect at each stage.

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Moving Here

Relocation Guide: Moving to the Treasure Coast

Moving to Vero Beach, Port St. Lucie or Fort Pierce: climate, healthcare, taxes, insurance and how to plan the move.

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